Paramita Pal Apps

Tax Saving + ITR + NPS 2.1
Paramita Pal
In India, the most used tax saving clause is section 80C, whichgives you the opportunity to save tax for income upto Rs. 1,50,000.This covers a lot of spectrum like EPF, PPF, NPS and Term/EndowmentInsurance plans.Out of all these options, most of us opt ofEndowment Insurance plans, which I consider the worst option due toits low returns and also low mortality coverage. But to save tax,there are other alternate options, which none of us consider. Someof them are as below: Donation to PMRF / Listed NGOs: Beingemotional Indians, we donate generaously whenever we hear aboutsome tragedy or someone is in need. But while donating, most of usdo not know that whatever we are donating can be claimed absolutelytax free provided we donate to the right agency. Saving in NPS:Starting current budget, the Govt has increased the tax benefitsfor National Pension Scheme by Rs. 50000 over and above totalsaving in 80C. So, if you have not opened an NPS account yet, youshould get it opened immediately by contacting your bank. MedicalInsurance: If you are still out of medical insurance, its time toget one. Not only for tax saving, but considering the exponentialmedical costs and initial lock-in for some of the most commondeseases, we should medically insure ourselves and families as soonas possible. By doing so, we can get tax benifit for upto Rs. 25000
NP Learning 1.0
Paramita Pal
NP-hard (Non-deterministicPolynomial-timehard), in computational complexity theory, is aclass of problemsthat are, "at least as hard as the hardestproblems in NP". And anygiven solution to an NP-complete problemcan be verified quickly(in polynomial time), there is no knownefficient way to locate asolution in the first place; indeed, themost notablecharacteristic of NP-complete problems is that no fastsolution tothem is known. This App will give the idea about NPComplete and NPhard.Also here you can test your skills and knowledge about NP .
Express Entry CRS Calculator for Canadian PR 1.2
Paramita Pal
Express Entry CRS Calculator evaluates your candidature based onaComprehensive Ranking System (CRS) Score, which may lie between0and 1200 depending on your education, experience, languageabilityand few other criteria, which you need to fill whilesubmittingyour Express Entry on-line profile in canada.cawebsite.Immigration-Refugees and Citizenship Canada (IRCC) conductsregularbi-weekly draws from its express entry pool of candidatesandissues CRS cut-off score. All candidates in the express entrypoolwith more than that cut-off receives Invitation to Apply (ITA)forCanadian Permanent Residency. If there is no false informationinyour application and it's well supported by required documents,youare almost sure to receive Permanent Residency of Canada withinoneto six months’ time. This app may help you trydifferentpermutation-combinations to maximize your score. Yourscore isconsidered good if it's more than 400. Based on pasttrends, youare almost sure to get selected if your score is morethan 450. Inthat case, you will get ITA (invitation to apply)within 2 weeks ofsubmitting your online profile in canada.cawebsite. But if it isbelow the cut-off than past draws, you mayneed to work onimproving your CRS score. Below are some tips toimprove yourscore: 1. Re-appear in language test to improve yourscore 2. Letyour spouse re-appear in language test to improveher/his score 3.Evaluate education qualifications of your spouse toget few extrapoints 4. Explore possibility of gaining Canadianexperience, maybe through work-permit 5. Explore ProvincialNomination programs ofvarious provinces, which will give you 600points extra 6. LearnFrench if you already got highest CLB score inEnglish, but it'stough for newbies